To join one of our trips you really should have comprehensive travel and medical insurance. We don't arrange or sell insurance.
For our treks and trekking peak expeditions in Nepal you need insurance that includes "hiking" to 6000m/7000m AND helicopter evacuation.
If trekking/climbing in India in theory helicopter evacuation is possible, in practice it usually doesn't happen. In Tibet there is no possibility of helicopter rescue.
For trekking peaks, do get the correct policy, even if we are only climbing for a day or two. Note "winter sports" is skiing; not needed for a trek.
Do read the fine print to ensure you are covered. Also do look up your government's travel advice:
After the 2015 earthquakes the advice until at least late August is "defer non-essential travel" meaning standard insurance might not cover you in Nepal but there are some insurance companies who will cover if you ask them nicely. You MUST check your coverage prior to a trek. Please do discuss with us.
First talk with your household insurer, your medical insurer (especially if you live in the USA or Canada) or your travel agent. Your household insurer or your medical insurer should be able to offer a cheaper policy than a travel agent, however ensure it covers the specific activities, such as hiking or guided+roped mountaineering.
Trekking is "Hiking", in insurance terms, and some policies cover up to 7000m, ie the summit of Aconcagua.
In general our hiking treks have a green (Nepal) or olive (India)-coloured title.
Expeditions are guided and/or roped climbs and are in turquoise.
UK companies will only cover residents of UK-Ireland.
JS Insurance - specifically tailored for trekking between 2000-6000m
JS Insurance - mountaineering
STA Travel UK - their premier policy (no winter sports) covers guided mountaineering with ropes, and trekking to 6000m
Sports Cover Direct - covers trekking to 7000m and mountaineering, and also have topup policies to cover what isn't covered by other insurance
Dogtag UK - cover trekking and mountaineering
Adventures Insurance - trekking 4000-6000m
BMC - the British Mountaineering Council, especially if going to high peaks
HCCmis.com for trekking and mountaineering up to 7000m
IM Global - a broad range of options, including for expats
Travel Underwriters - covers trekking and mountaineering
STA Travel - trekking is covered, not mountaineering
IHI.com, based in Denmark - they used to have no exclusions; now they exclude roped climbing
And here is an adventure travel primer, with a handy link too.
Global Rescue does NOT provide medical insurance. They do get you back home, including heli evacuation if necessary but you are liable for your medical bills.
The above should cover everything but it is also possible to get separate insurance deals, and if you are a frequent flier having lost luggage, trip cancellation insurance separate from medical insurance makes sense.